The Fant Team
Phone:
703-298-5261
Mobile:
703-298-5261
Fax:
703-763-2873

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This Month in Real Estate

The Fant Team

Steve Fant graduated from Virginia Tech in 1981 and moved back to Northern Virginia where he grew up.  Lisa Fant graduated from Virginia Tech in 1985 and moved to Northern Virginia to be near Steve.  They were married in 1988 and have two sons.  They moved to Manassas in 1995 and have worked and volunteered in the community ever since.  Steve and Lisa have joined Keller Williams Realty in Manassas.  Steve has over 25 years of experience in the real estate industry from owning his own construction company to working with one of the area's top builders, Ryan Homes.  At Ryan, Steve supervised the building process for over 250 homes, sold over 350 homes and managed a team of sales professionals.  Lisa brings her experience as an interior designer to the team.  Her ability to visualize a finished home will benefit both a buyer and seller.

Why Rent When You Can Own?

Follow These Simple Steps to Owning Your First Home

1.  Contact Steve Fant today at 703-930-3070Steve has helped hundreds of buyers find homes.  He will find one for you at no cost to you.

2.  Take advantage of the "Affordability Index" being at an all time high.  Homes are more affordable now than ever before!  Steve will provide you with an affordable and exciting selection of homes to meet your needs.

3.  Financing programs are available with low down payments and low 30 year fixed rates for qualified buyers.  Let's work together to find a home for you and help the economy at the same time. 
Our mortgage experts will find a program that works for you.

4.  Your First Time Home Buying opportunity is now!  Don't delay and miss a one of a kind opportunity to own your home and save money.  Take advantage of the current $8000 tax credit for first time home buyers that will end December 1, 2009.

5.  Let us show you how you can own for less than what you are paying in rent.  This could be the most important contact you make all year.  Call or email now before the best homes on the market are gone.

Call Steve Fant at 703-930-3070
Or email
[email protected]

YOURVIRGINIA_masthead_CC_1

YOUR VIRGINIA, the Virginia Homeowners Alliance newsletter, informs Virginia homeowners about government action that affects the value of their home and their homeowner rights.

2009 Tax Tips
 

 

CHECK OUT THESE RATES AS OF 7/15/10!!!

Product                                   1Point                   No Points
 
FHA 30 Year    (3.5% down)               4.25%                          4.625%           
FHA 3YR ARM                                     3.25%                          3.625%
FHA 5YR ARM                                     3.5%                            3.875%                                               
USDA/RURAL  (zero down)               NA                               NA
VHDA                (zero down)              4.5%                            4.75%
VA   <417k       (zero down)               4.25%                          4.5%
VA   >417k        (zero down)              4.5%                            4.75%
Conventional                                     4.375%                        4.625%
Conventional >$417,000                   4.5%                            4.75%
CONV 5 YR ARM                                3.5%                            3.75%

 

Tax time is coming up.  Don’t forget about the following benefits in 2009 for homeowners.  What’s deductable in itemized deductions for homeowners?

 

 1. Mortgage Interest

 2. Points - paid at closing if you purchased or possibly if you refinanced this year

 3. Mortgage Insurance Premiums

 4. Property Tax

 5. Energy Efficiency Credits - see IRS Form 5695 for qualifying projects

 6. Home Buyer Tax Credit  - see IRS Form 5405 to claim your credit if you qualify

This is about more than real estate. It is about your life and your dreams.

 

 For Prince William County School Boundary Information, please call (703) 791-7312